Credit Repair By IZM Credit Services repairs bad credit fast. For Fast Credit Repair Contact Us. Use Our Knowledge To Get What You Want!
Don’t let a bad credit report keep your scores down and interest rates up.
Credit Repair Plans
Information that is negative but accurate (such as late payments and delinquencies) will remain on your credit report for 7-10 years. However, there are steps you can take to start building a more positive history and improve your credit scores over time.
We use little known laws to challenge the creditors and or bureaus and force them to prove the reported debt or remove it. We also use other enhancement techniques to give you the highest scores possible in the shortest time possible.
- Credit Repair - Removal of Negative Items
- Tradeline Credit Repair - Addition of Our Tradelines (good accounts) on your credit files. The fastest and smartest way to raise credit scores. It's recommended by Experian and The CEO of The FICO Corp. Video of FICO CEO here.
CREDIT REPAIR FACTS
In a majority of cases even debts that can be proved can still be removed by us focusing another issue other than the amount due. Original creditors and bureaus are held to a standard that most don't even try to comply with. For example when a debt is disputed with a credit bureau the bureau is supposed to contact the creditors to make sure the information they have on your credit report is accurate.
The credit bureaus (Equifax, TRW & Experian) are also required to keep the paperwork on their premises before they enter the information on credit files.
As you can probably guess, the bureaus don't keep anyone's paperwork at the bureau and most original creditors also don't have the original signed contracts as required by federal laws. So they enter information they have no proof of and they lower credit scores in the process. In some cases we will have an attorney assist with removing the negative information. We do this to let the bureaus and original creditors know we understand the State & Federal laws and will go to court if necessary.
CREDIT REPAIR SERVICES
ITEMS THAT HAVE BEEN REMOVED
Credit Card Payments
Accounts Caused by Identity Theft.
Can credit repair companies guarantee removal of negative items?
We won't guarantee deleting 100% of items because we know that the decision ultimately rests with the bureaus, who can be inconsistent and unpredictable.
We can remove all accounts which aren't yours (identity theft). We can also remove most other negative accounts due to other reasons.
Be wary of credit repair companies that advertise anything like "one hundred percent of your credit report cleared within 30 days"! These companies are either scams, lying or are ignorant (you want neither working on your case). Unfortunately, there are companies that do prey on those who truly wish nothing more but to restore their good credit. To those individuals we say, be careful. If it sounds "to good to be true it probably is".
Identity Theft Victims
Some clients need a credit sweep to remove accounts not opened due to identity theft.
If you have been the victim of Identity Theft, You need a credit sweep to remove those accounts, Join our Progam; Identity Theft Recovery Or Call Now!
Don’t let a bad credit report keep your credit scores down and interest rates up.
When it comes to bad credit scores which from negative accounts, the best way to increase credit scores is to remove those accounts.
Whether it’s charge-offs, late payments or bankruptcies, we have helped clients remove almost every type of negative item.
We help remove obsolete, inaccurate or unverifiable item to raise your scores fast.
Track your progress as you reach your goals with tools, including: