PiggyBacking Credit: What Is Piggybacking Credit

Piggybacking credit to raise scores fast and qualify fast for credit/financing. You can piggyback credit to build credit & to raise credit scores. Sometimes family members or spouses will let each other do this for free. We provide this service to our clients since most people don’t have family or friends that will add them to their accounts even though the person added doesn’t get the credit card, any access to the credit card accounts or any of the card holders information.

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What is piggybacking credit?

Piggybacking credit refers to being added to someone’s credit card accounts as an authorized user on another persons credit card, to give them a credit boost.

Is it Legal to piggyback credit?

Yes, it is legal. People have been able to this and raise their score since the Equal Credit Opportunity Act (ECOA) of 1974. it is good for older people as well as students working to build a credit history, this practice also benefits stay-at-home parents who could keep good credit by tagging on the higher credit limits of their working spouse.

How Does Credit Piggybacking work?

A person gets added to credit cards as an authorized user on one or more of their credit cards, your credit scores are then positively affected just as if you get all the credit benefits of the account holder. The age, the years of perfect payment history & the high limits get placed on your credit file as soon as the credit report agencies update and reflect the old accounts added to your credit files. So you could have an increase in 10 days, it depends on when you reserve your spots on our accounts. We typically like to have our clients reserve their accounts atleast 10 days before the post date listed on the tradelines for sale page.

Due to our broad network of Brokers & R.E. Professionals our accounts go fast, don’t delay!

Reserve your accounts and piggyback credit for your better financial future today.


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